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After discovering that her barn had burned down, Sue went to town to collect the insurance.

She told the insurance company, “We had that barn insured for fifty-thousand dollars and I want my money.”

The agent replied, “Whoa there, just a minute, Sue. Insurance doesn’t work quite like that. We will ascertain the value of what was insured and provide you with a new one of comparable worth.”

There was a long pause before Sue replied, “Well, then I’d like to cancel the policy on my husband.”

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